Let's Go Win Podcast

Credit Stacking for Freedom

Host: JM Ryerson Episode 450

In this episode of the Let’s Go Win Podcast, I sat down with Jack McColl to explore one powerful guiding principle: freedom. Jack has built his life and businesses around that north star — and developed a repeatable system called Credit Stacking that helps entrepreneurs access interest-free business funding, scale faster, and design life on their own terms.

We cover Jack’s entrepreneurial journey, from selling his first travel company to building online income streams, moving abroad, and ultimately developing Credit Stacking. Along the way, you’ll learn why freedom is more than money, how to responsibly use business credit as a tool, and the four-step framework Jack uses to create both wealth and choice in life.

Key Learning Points:

  • Jack’s definition of freedom and how to design life on your own terms
  • The entrepreneurial path: building, selling, pivoting, and adapting
  • What Credit Stacking is, how it works, and who it’s right for
  • Real success stories of entrepreneurs who scaled with 0% business credit
  • How to optimize your credit profile and bank relationships
  • The operational fundamentals: mindset, accounting, tax strategy, and systems
  • How rewards points and strategic spending can unlock global travel
  • Jack’s four-step framework for building freedom in business and life


This episode is a blueprint for anyone who wants more options, more mobility, and more control over their life. Whether you’re scaling a business, launching a new venture, or just looking for smarter ways to leverage capital, Jack’s story is proof that freedom can be designed. Tune in, take notes, and start building your version of life on your terms.

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People on this episode